Memes For If Your Bank Account Hates You 24/7

People say that money can't buy happiness, but being broke definitely isn't the route to joy either. No one tells you how expensive it is to simply be alive: Between grocery shopping, paying bills, and buying myself something nice every once in a while, I feel like I never have more than $2 in my savings account.

So, if you're also the type of person with the money management skills of a toddler, these memes are too relatable.

Scrapbooking Isn't A Dead Hobby!

Not everyone realizes this, but if you clean the pul of receipts out of a purse and stack them together, it makes a teeny tiny book about why you're broke
Photo Credit: Twitter / @PaigeKellerman
Photo Credit: Twitter / @PaigeKellerman

Why would I make a scrapbook of my happiest memories with loved ones when I could instead collect all of my receipts and shame myself for going to Chipotle three times in one week?

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This Is The Closest I Can Get To Gourmet

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Tonight on Chopped: a corn tortilla crisp with a reduced tomato purée and a creamy cheese ganache (photo of nacho lunchable)
Photo Credit: Instagram / @yourtypicalgiggle
Photo Credit: Instagram / @yourtypicalgiggle
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In a perfect world, I would actually be able to afford high-quality cheese and maybe even make a charcuterie board, but this world isn't perfect, and this Lunchable is all I could afford to eat today.

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ATMs Really Charge You To Use Your Own Money

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ATMs be having $4 withdrawal fees talking about
Photo Credit: Twitter / @stayfrea_
Photo Credit: Twitter / @stayfrea_
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Whoever invented ATM dispensing fees was a sick, twisted, scummy person, and I would like to personally let them know what a disservice they did to humanity. Also, I would like to get my $4 back.

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Canceling On Plans Because Your Credit Card Statement Came In Is A Whole Mood

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me staying in for the rest of the month because I ran out of money (photo of woman in bed)
Photo Credit: Instagram / @tipsydrunk
Photo Credit: Instagram / @tipsydrunk
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I tell people I can't make it to the event and then lie down in bed and cry while I watch everyone having fun on my Snapchat and Instagram stories.

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This Is My Literal Nightmare

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fake headline: uh-oh! Rich friend is picking the restaurant
Photo Credit: Instagram / @reductress
Photo Credit: Instagram / @reductress
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I occasionally make a mistake and go get dinner with an affluent friend who wants a $70 meal with a $100 bottle of wine, and then I can't afford to eat for the following week.

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Like Not Poor Poor, But...

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I'm first world poor, which means I have an iPhone and a MacBook just so I can go online and check that I have $5 left in my bank account
Photo Credit: Twitter / @deenoony
Photo Credit: Twitter / @deenoony
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I own a fair number of moderately expensive things, but I also sometimes worry that my card will get declined while trying to pay for a $3 coffee with my debit card. We exist.

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Retail Therapy Is My Only Therapy

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person jokes that they try to fix their depression with online shopping
Photo Credit: Reddit / jackcat20
Photo Credit: Reddit / jackcat20
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Yes, I could actually process my negative emotions and work through them in a healthy way, but why would I do that when I could just buy a really cute skirt instead?

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Customer Service Is So Sick Of My Voice

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When Cardi B said
Photo Credit: Twitter / @ICEgawwd
Photo Credit: Twitter / @ICEgawwd
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Do you ever get your monthly statement and think that you've been robbed, but then you check your purchase history and realize that you are the person who spent all your money?

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Oops, I Did It Again — Britney Spears.mp3

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all you needed was a brow pencil and you walk out Sephora $341.82 later
Photo Credit: Instagram / @dupeboss
Photo Credit: Instagram / @dupeboss
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I'm at the point where I have to get the blinders horses have just for when I enter Sephora, so I can grab the one product I want without getting distracted by the Fenty display.

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The Government Can Talk To Me Once They're Out Of The Negative

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the united states is $22 trillion in debt and they have the audacity to try and give ME a credit score? worry about yourself first baby girl
Photo Credit: Twitter / @meowkenxing
Photo Credit: Twitter / @meowkenxing
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If the government is allowed to rack up a substantial amount of debt and not face any real consequences, then I should be able to get a mortgage despite having five maxed-out credit cards!

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I Am Officially On The Market For A Sugar Daddy

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checks bank account and adjusts Tinder age range to 50+
Photo Credit: Twitter / @TheTinderBlog
Photo Credit: Twitter / @TheTinderBlog
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This is a public announcement that my DMs are open to anyone who would like to give me large sums of money and buy my designer handbags! Please contact me before March 4th when my next credit card payment is due!

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Narrator: She Was, In Fact, That Broke

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Friend: You can't be that broke. Me: (photo of broken penny)
Photo Credit: Reddit / Go_To_Bethel_And_Sin
Photo Credit: Reddit / Go_To_Bethel_And_Sin
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People often think I'm playing around when I joke about how broke I am, like my apartment decor isn't all from the dollar store, and like I haven't eaten a bag of popcorn for my past three meals.

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I'm Going To Sleep For Dinner Tonight

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Person one: how broke are you? Person two: I'm going to have a deep breath for lunch
Photo Credit: Twitter / @Vuyo_Unchained
Photo Credit: Twitter / @Vuyo_Unchained
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Being broke makes you a very innovative chef. You look into your fridge and try to figure out how to make a meal out of ketchup, a half-rotten carrot, and a can of corn.

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High School Me Was A Fool

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I don't have any spoons or forks, so I broke off a piece of a hanger so I could eat (photo os person eating pasta with hanger piece)
Photo Credit: Twitter / @timilli15
Photo Credit: Twitter / @timilli15
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Okay, so high school kind of sucks in many ways, but at least I was being fed multiple meals a day, had a full set of cutlery, and never had to air dry after a shower because my one towel was dirty.

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I Would Like To Date This Man

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the way I see it, the guy should always pay for the first date, jsut to even things out. Have you been inside a Sephora? An eye shadow palette is about 45 bucks - that's five times the price of mozzarella sticks
Photo Credit: Twitter / @sgrstk
Photo Credit: Twitter / @sgrstk
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At this point, men paying for the first date is just reparations for the fact that my haircare routine, skincare routine, and makeup I'm wearing cost more than any meal ever could.

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I Remember The Disappointment Like It Was Yesterday

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photo progression of boy excited about paycheck to looking confused captioned: Congratulations to my brother on his first paycheck and his discovery of taxes
Photo Credit: Reddit / jonnycreepycrepes
Photo Credit: Reddit / jonnycreepycrepes
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My favorite part of getting a paycheck is looking through the full details and seeing how much money I would make if 1/3 of it didn't go towards taxes and other fees and then crying!

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I Wish This Wasn't The Case

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girls spend $70 on and outfit, curl hair, and put on makeup just to hook up with a frat boy in a Hawaiian shirt who peed his bed last night
Photo Credit: Twitter / @letsgetfunke
Photo Credit: Twitter / @letsgetfunke
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Top: $15. Jeans: $80. Makeup products on face: $150. Pair of black booties: $120. Hooking up with a guy wearing an outfit his mom bought him and then being ghosted by him immediately after: priceless.

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Please Do Not Judge My Lack Of Snacks

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Me when someone asks why I have nothing in my fridge: I love drinking water, first of all
Photo Credit: Instagram / @basic
Photo Credit: Instagram / @basic
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I love when my mom comes to visit me and searches through my kitchen with a look of horror on her face because all I have is a nearly empty BRITA pitcher, a bag of Goldfish crackers, and wine.

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"Is It Too Much For Me To Ask If I Can Make Minimum Wage?"

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millennials are so SPOILED and ENTITLED! Millennials: is is rude if I ask my employer to pay me
Photo Credit: Twitter / @sistersome
Photo Credit: Twitter / @sistersome
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My boss will ask me to work late most nights a week and on weekends, give me last-minute projects that should take weeks to complete and expect it done in a day, but is it needy for me to ask for a single vacation day?

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I Will I Had Enough Money To Afford A Dental Appointment

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Person one: Stop saying
Photo Credit: Twitter / @avstino
Photo Credit: Twitter / @avstino
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People with a lot of money like to try and tell me how they inspired themselves to save money as if they don't make $200K a year and have a trust fund from their parents.